DiwaPay Official Logo

DiwaPay

Create your account and start trading with ease. Enjoy secure transactions, quick payouts, and commissions of up to 4% per transaction.

Navigation Guide

  1. Understanding DiwaPay
  2. How to Register & Login
  3. Wallet & Digital Assets
  4. Payment Gateway Tools
  5. How to Buy & Sell Orders
  6. Team Building & Bonuses
  7. Customer Support & Care
  8. Pros & Cons of DiwaPay
  9. Is DiwaPay Safe? Real or Fake
  10. APP Technical Info
  11. APK Download Process
  12. Frequently Asked Questions

Understanding DiwaPay

DiwaPay is a modern P2P (Peer-to-Peer) platform designed to make digital asset trading simple, secure, and easy to understand. It connects verified buyers and sellers, allowing users to trade supported digital assets such as USDT directly with each other using UPI and other popular payment methods. If you're new to P2P trading or already experienced, Diwa Pay provides a smooth and straightforward way to manage your transactions.

With a clear and transparent commission structure, fast transactions, and a multi-level referral program, Diwa Pay gives users more ways to benefit from the platform. There are no complicated steps or hidden charges, so you can get started quickly and enjoy a simple, reliable P2P trading experience.

DiwaPay Dashboard

Compatible Payment Gateways

PhonePe Google Pay Paytm BHIM UPI PayTM Business

The dashboard is simple and easy to use, showing your current balance, daily earnings, and active orders immediately upon opening the app.

How to Register & Login

Getting started is very easy. Just follow these simple steps to create your account and log in safely.

Step-by-Step Registration

DiwaPay Registration Page
  1. Click the Register Now/Login button provided at the top of this page.
  2. Download and install the DiwaPay app, then open the app.
  3. Enter your active mobile phone number.
  4. Create a strong, secure password for your account.
  5. Ensure the invite code altSEv is applied so you receive your joining bonus.
  6. Click "Send OTP", wait for the SMS, and enter the verification code.
  7. Click "Register" to finish creating your account.

Step-by-Step Login

DiwaPay Login Page
  1. Open the DiwaPay app or click the Login Account link on this site.
  2. Type in the mobile number you used during registration.
  3. Type in your secure password.
  4. Click the "Login" button to access your main dashboard.

Configuring Your Profile

DiwaPay User Profile

Once you are logged in, go to the Profile section. Here you must link your personal UPI IDs (like PhonePe or GPay). This is extremely important because this is the account where buyers will send money to you.

Wallet & Digital Assets (USDT)

DiwaPay uses digital tokens pegged to a fixed value. This means the price does not jump up and down, keeping your money safe from market risks.

DiwaPay USDT Wallet

Asset Management

  • Fixed Rates: Tokens are locked at a specific rate (for example, ₹112).
  • Clear Display: Your wallet shows exactly how much you can trade and how much is currently locked in a pending order.

Payment Gateway Tools

DiwaPay offers powerful payment collection tools for both individuals and merchants. These tools allow you to seamlessly accept UPI payments directly into your bank account without any third-party holding your funds.

Personal Payment Tool

DiwaPay Personal Payment Gateway

The Personal Payment Tool is perfect for everyday users. It allows you to quickly generate QR codes and payment links to request money from friends or for small personal transactions. It connects directly to your personal UPI ID.

Business Payment Tool

DiwaPay Business Payment Gateway

Designed for merchants and shop owners, the Business Payment Tool provides an advanced collection system and merchant QR codes. This tool handles high-volume transactions, offers real-time payment notifications, and provides a clear dashboard to track daily sales—all while keeping the 0% holding fee structure intact.

How to Buy & Sell Orders

To make money on DiwaPay, you need to understand how to buy tokens and sell them for a commission.

What is DP Coin?

DP Coin is a stable digital asset designed exclusively for DiwaPay. Each DP Coin holds a constant value equal to ₹1 (INR), meaning your funds are protected from sudden market drops, unlike standard cryptocurrencies. The trading process is straightforward: you purchase DP Coins to load your wallet, and when you fulfill sell orders for other users, you earn a guaranteed 4% profit margin on each transaction.

How to Buy DP Coin

Active Buy Order Screen

Follow these simple steps to buy DP Coins:

  1. Go to the Buy tab on the bottom menu of the app.
  2. Look at the list of sellers and select an order that matches how much you want to spend (for example, ₹500 or ₹1,000).
  3. Click on the order to accept it. The system will hold the seller's DP Coins safely for you.
  4. The app will display the seller's UPI ID. Copy this UPI ID.
  5. Minimize the DiwaPay app, open your payment app (like PhonePe or GPay), and send the exact amount to the copied UPI ID.
  6. Take a screenshot of the "Payment Successful" screen.
  7. Go back to DiwaPay, click the "Completed" or "Paid" button, and upload your screenshot.
  8. The seller will check their bank account. Once they confirm, the DP Coins will instantly appear in your wallet!

How to Sell & Earn 4% Commission

Selling your DP Coins is where you make profit. Follow these steps to set up your selling account:

  1. First, tap the large Plus (+) sign button in the center of the bottom menu.
  2. Add your UPI details to set up either a Personal or Business Payment Tool. This is where buyers will send you money.
  3. Once your Payment Tool is added, go to the Asset tab.
  4. Tap the Start Selling button to turn it ON. Your DP Coins will now be listed automatically for buyers to purchase.

When a buyer purchases your DP Coins, you earn a 4% profit based on your order value:

Order Value Commission Status
₹100 – ₹500 4% Flat Standard
₹501 – ₹5,000 4% + Priority Fast Match
₹5,001 & Above 4% + VIP Bonus VIP
Crucial Rule: When someone buys from you, NEVER click the "Release" button until you have personally opened your bank app and confirmed the money is in your account.

Team Building & Registration Bonuses

You don't just earn from your own trades. You can earn a lot more by inviting friends.

Referral Network (Team)

Team Building Dashboard

In the "Team" tab, you can share your invite link. Every time someone you invited completes a trade, you automatically get a 1.5% commission added directly to your wallet.

Registration & Activity Bonuses

Registration Bonus

When you register using an invite code (like altSEv), you unlock special starting bonuses. Trading more often also unlocks extra token rewards.

Customer Support & Care

If you face any issues during a trade, need help with your account, or have general questions, DiwaPay provides a dedicated customer support section inside the app to assist you quickly.

How to Access Support

  1. Open the DiwaPay app and tap on the Asset tab located at the bottom menu.
  2. Look for the Quick Access section on the screen.
  3. Tap on the Service icon to open the help center.

Available Support Channels

DiwaPay Customer Support Channels

Once you are in the Service menu, you can connect with the support team through four specialized methods:

  • Official Telegram Channel: Get quick updates, announcements, and connect with the community or support staff via Telegram.
  • Official WhatsApp Channel: For fast, personal assistance, you can chat with a support representative directly on WhatsApp.
  • VIP Support: A dedicated support line providing specialized, high-priority assistance for active or high-volume traders.
  • 24/7 Online Customer Service: Use the built-in direct chatbot and ticketing system to resolve urgent trade disputes, appeal orders, or get immediate automated help at any time of the day.

DiwaPay: Pros & Cons

Before you start trading, here is a quick breakdown of the advantages and potential drawbacks of using the platform.

Advantages (Pros)

  • Zero Holding Fees: Money goes directly into your personal bank account.
  • High Commissions: Earn up to 4% on every sell order you complete.
  • UPI Integration: Works seamlessly with GPay, PhonePe, and Paytm.
  • Stable Assets: Tokens are pegged to a fixed rate, eliminating crypto market volatility.

Disadvantages (Cons)

  • APK Only: Not available on the Google Play Store, requiring manual installation.
  • Scam Risks: P2P trading always carries a risk of fraudulent buyers (requires vigilance).
  • Strict Rules: Using multiple accounts will lead to a permanent, unappealable ban.

Is DiwaPay Safe? Real or Fake?

If you're new here, you're probably wondering if DiwaPay is actually real or just another scam floating around the internet. The short answer? DiwaPay is a 100% genuine P2P platform. But since you are trading directly with other people (and not a central bank), keeping your money safe really comes down to how smart you are during a trade.

Why You Can Trust the Platform

  • They don't hold your cash: Fake apps usually trick you into depositing money into their wallets, and then block you. DiwaPay doesn't do that. Your money goes straight from the buyer's bank account into your personal bank account.
  • Tokens are locked during a trade: Once you start a trade, the system automatically locks the digital tokens (this is called Escrow). This means a buyer can't just run away with your tokens without paying you first.
  • Real people solve disputes: If someone tries to play smart and doesn't pay, you can raise an appeal. A real customer support agent will step in, check the bank proofs, and cancel the bad order.

Common Scams You Should Know About

No platform is perfect, and scammers do try their luck on P2P apps. Here are the three main tricks they use, so you don't fall for them:

  • The Fake SMS Trick: Someone might send you a normal text message that looks exactly like a bank alert saying "Credited Rs. 5000". Never trust a text message—always check your actual banking app.
  • Photoshopped Screenshots: A buyer might send you a fake receipt showing a "Successful" payment even though they didn't send a single rupee. Again, check your own bank balance before believing a screenshot.
  • Paying from a Different Name: If a buyer pays you from a bank account that doesn't match their verified name on DiwaPay, it's a red flag. Accepting these "third-party" payments can sometimes lead to bank issues, so it's best to avoid them.

Basic Safety Rules

  • Never Share Your OTP: DiwaPay customer support will never call or message you asking for your OTP, password, or login details. If anyone asks for this information, block them immediately.
  • Chat Only Inside the App: Try to keep all your trading conversations inside the DiwaPay chat box. Don't let strangers convince you to chat on personal WhatsApp or Telegram during an active trade. If a dispute happens, customer support can't read your outside chats.
  • Use the Official DiwaPay App: Always download the app directly from the official website. Do not download modified or "modded" versions from random Telegram groups or third-party sites, as they could contain malware and steal your login details.

DiwaPay APP Information

Review the technical details and system requirements before downloading the application to your Android device.

App Name DiwaPay
File Size 26.2 MB
Current Version v2.4.1
OS Requirement Android 6.0 and above
Category Finance / P2P Trading
License 100% Free
Root Required No

How to Download & Install DiwaPay App

Since DiwaPay is a peer-to-peer financial trading platform, it is distributed as a direct APK file. Follow these simple steps to install the app safely on your Android device.

Step 1: Download the APK File

  1. Scroll to the very top of this page and click on the Download DiwaPay App button (or click here).
  2. A new download page will open. Click on the Download button on that page to start downloading the APK file.
  3. A prompt may appear asking if you want to save the file. Tap on Download Anyway or Save.

Step 2: Allow Installation Permissions

  1. Open your Android device's Settings app.
  2. Go to Security or Privacy & Security (depending on your phone model).
  3. Find the setting named Install apps from unknown sources and turn it ON.

Step 3: Install and Launch

  1. Open your phone's File Manager or Downloads folder.
  2. Locate the downloaded DiwaPay file and tap on it.
  3. Tap Install. Once installed, open the app, log in, and start trading!

Frequently Asked Questions

DiwaPay is a peer-to-peer (P2P) platform. This means it connects people who want to buy digital tokens with people who want to sell them. The payments happen directly between users using UPI apps like Google Pay or PhonePe. DiwaPay just matches the users and secures the tokens until the payment is confirmed.
Transactions are almost instant. When you sell your tokens, the buyer sends the money straight to your bank account using UPI. Most trades are completed in less than 5 minutes. You get the money immediately without waiting for any bank processing days.
When you sell your tokens on DiwaPay, you earn a profit. For most regular trades, you get a 4% bonus. For example, if you are selling tokens worth ₹1,000, the buyer will actually send ₹1,042 to your bank account. This is how you make money using the app.
The app is provided as an APK download because financial and P2P trading apps face very strict rules and high fees on the Play Store. By using a direct APK download, the developers can update the app much faster and keep the trading costs low for all users.
Your money is safe if you follow one golden rule: Never click the "Release Tokens" button until you personally open your bank app and see the money in your account. The platform does not hold your money. As long as you verify the payment yourself, you cannot lose your money.
Do not panic and do not release the tokens. Click the "Appeal" button immediately. This freezes the trade. The customer support team will then step in, ask for bank proof, and cancel the fake order so your tokens remain safe.
No. You are only allowed to have one account per person and per device. If the system catches you using multiple accounts to manipulate bonuses, all your accounts will be permanently banned.
You can start trading with very small amounts. The minimum order value is usually as low as ₹100, making it highly accessible for beginners to test the platform before committing larger amounts.
Your referral commissions and daily profits are added directly to your DiwaPay wallet in the form of digital tokens. To withdraw them, simply place a "Sell" order. A verified buyer will purchase your tokens and send the cash directly to your linked bank account via UPI.
No, there are absolutely zero withdrawal or hidden holding fees. Because DiwaPay operates on a direct P2P system, the buyer transfers the money directly into your personal bank account via UPI. You keep 100% of the cash you receive.